Payment Options

At Senara

Accepted Forms of Payment

Senara accepts cash or credit cards (MasterCard, Visa, Discover, and American Express) for services rendered.

When you schedule an initial visit, we request a credit card on file to hold the appointment for you. No charges will be applied to your credit card unless you miss or cancel an appointment without proper notice, per our cancellation policy. On the day of your scheduled appointment, all charges for consultations, procedures, and other services rendered will be itemized and reviewed with you.

Payment is due on the day of service.

*We do not accept checks as a payment method.

Insurance 

For our Chiropractic & Physical Therapy guests, or those needing laboratory work, we do accept insurance. We are in network providers for many of the major insurance plans, including, but not limited to:

  • Blue Cross Blue Shield
  • United HealthCare (including Caterpillar United HealthCare)
  • Cigna
  • Medicare
  • Consociate
  • First Choice
  • HCH
  • Healthlink
  • Humana
  • Mutual Medical
  • Optum
  • PHCS
  • UMR
  • Progressive Benefit Solution
  • ... and others

If you do not see you insurance plan listed above, it does not mean that we are not in network. We recommend that you check your with your insurance provider to verify that we are in network prior to scheduling. We also accept auto accident cases with auto insurance carriers. Our staff will verify and explain your benefits at no charge before any treatment.

Some basic laboratory tests and office visits are covered by many insurance plans. If coverage is available, we will gladly bill your insurance for reimbursement for eligible services. Many services related to Anti-Aging and Functional Medicine treatment, including consultations, therapies, advanced laboratory diagnostics and tests, and follow-up appointments are not covered by insurance. Medical Spa services are not covered by any insurance carrier. As such, we do not bill your insurance for these services.

No Insurance?

Senara believes in the value of health and wellness care for you and your family. That’s why we offer a pricing structure that allows care for all budgets. For guests with little or no insurance coverage, flexible payment programs can be arranged for chiropractic and physical therapy treatment plans. To learn more about our payment options for chiropractic health and wellness care, you can call our office directly at 309-693-9600.

For our chiropractic guests, we offer discounted chiropractic care services through our Chiro Club program to cash-paying guests. The Chiro Club plans are easy to understand, help you save money, and allows you to receive the care you need. If you have limited insurance coverage for care in our office, we can still bill your insurance plan for the benefits you have available. When your major medical insurance benefits are exhausted, Chiro Club Membership allows you to continue to receive care at affordable rates, with straight-forward pricing.

Care Credit Financing

We offer Care Credit as a financing option for our medical spa guests. If you would like to use Care Credit to pay for qualifying services, please let our front desk know and they will be happy to review our current financing options available. To apply for a Care Credit card, please visit their website by clicking here.